How will the new bankruptcy law affect you?  A new bankruptcy law is pending in Congress.  A special report, written by Arizona Bankruptcy Attorney, Joe Volin, that explains how the credit industry's new bankruptcy law will drastically affect your rights to file bankruptcy in Arizona is available here. 

New Bankruptcy Law Article by Arizona Bankruptcy Attorey Joe Volin

7 Shocking Facts About Consumer Credit Counseling

13 Drastic Changes to the Bankruptcy Law

11 Tragic Misconceptions About Bankruptcy

14 Rules You Must Know Before Filing Bankruptcy

What is Chapter 7 Bankruptcy?

What is Chapter 13 Bankruptcy?

17 Debts That Might Not Be Eliminated in a Bankruptcy

How to Choose a Bankruptcy Attorney

Bankruptcy Legal Resources

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Arizona Bankruptcy Law

Are you swamped with debts that you can't pay? Perhaps because of reasons beyond your control? Most Bankruptcy filings are caused by medical problems, job loss, divorce and separations.  Many times the bankruptcy is caused by a combination of these impossible to plan for events.  You probably feel overwhelmed by debt...stressed by collection calls...feel out of control and at a loss over what to do.  The Bankruptcy Court and the Bankruptcy law are designed to relieve the stress of financial problems.

Joe Volin, Arizona Bankruptcy Attorney

My name is Joe Volin.  I am an Arizona Bankruptcy lawyer.  I represent consumers and small businesses in the United States Bankruptcy Court. I help people eliminate the stress of money problems.

Most people don't understand the bankruptcy laws. I have designed the articles on this site to dispel many of the most common myths and misinformation about our bankruptcy laws.

Too often people call me too late to get the best results.  Many times, often motivated by feelings of guilt and remorse, people will make a bad situation worse. Unrealistic attempts at solving debt problems through the use of uncaring consumer credit counseling services, high cost debt consolidation loans, second mortgages, and unrealistic repayment plans, make a bad situation worse. 

My goal is to help provide you with the information you need about the bankruptcy laws to decide whether a bankruptcy filing makes sense.  Use the Bankruptcy Debt Calculators to learn the real facts about how long it will take to pay your debts through a repayment plan.  The Debt Calculators will also tell you how much it will cost to pay your debts over time.  These will help you evaluate options to an Bankruptcy such as consumer credit counseling services or negotiating a debt settlement.  Of course, when you can realistically pay your bills without undue hardship, filing a Bankruptcy case will not make any sense.  I promise you that I will not risk my professional reputation by recommending a bankruptcy filing when you have other realistic options.

Arizona Bankruptcy Information

Filing a Bankruptcy case is not a decision that comes easy.  My clients tell me over and over again that it's one of the toughest decisions they have ever made. I will help provide you with the information you need to help you make a decision.  Some of the questions that are answered here are:

  • The facts you must know about Bankruptcy;

  • Is Consumer Credit Counseling Services a good option compared to filing personal bankruptcy;

  • What will my credit be like after filing bankruptcy in Arizona;

  • How to choose a Bankruptcy Attorney;

  • What will happen when I file bankruptcy, and many more.

Hopefully you will find the information you need to help you make a decision on whether or not to explore your options under the Arizona bankruptcy law.


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John Joseph Volin, P.C.
 Arizona Bankruptcy Attorneys

Telephone: 480-820-0800 or 1-800-750-0200
Email Address: joe@volinlaw.com

2033 East Warner Road, Suite 107
 Tempe, Arizona 85284