Arizona Bankruptcy Lawyer Explains Filing Bankruptcy in Phoenix AZ

by Joe Volin


Arizona Bankruptcy Attorney

Arizona Bankruptcy Lawyer Stops Financial StressArizona Bankruptcy – it’s a tough decision. Mesa Bankruptcy Lawyer Joe Volin has been helping people throughout the State of Arizona file bankruptcy since 1986.

Joe has been selected as one of Arizona’s Finest Lawyers and is one of only 12 Arizona Bankruptcy Lawyers in the State of Arizona to earn the designation. rates Joe as “Superb.”  When you need to get the facts on filing bankruptcy in Arizona trust the lawyer that other lawyers have rated as one of the best bankruptcy lawyers in Arizona.

Arizona Bankruptcy Filing

Are you swamped with debts that you can’t pay? Are the collection calls for credit card debt, mortgages, or medical bills interfering with your life?  If you are looking for a Bankruptcy Lawyer in Arizona, we can help.  I am an Mesa Bankruptcy Attorney and have helped people through-out the Phoenix area since 1986.

You’re not alone.  In fact, tens of thousands of people in the Phoenix area – from Mesa to Chandler, from Tempe to Scottsdale and all points in between – are being crushed by debts they can’t pay. Bankruptcy filing has many causes.

You don’t have to blame yourself for problems that are outside your control.  Our legal system, the U.S. Constitution, and the bankruptcy laws allow you to protect yourself and your family by filing bankruptcy.

The legal representation provided to the Veals in this case by Joe Volin and Trucly Pham demonstrated a high level of knowledge in the complex law of mortgage securitization as well as a solid understanding of the rules of evidence and standing in federal court proceedings.  It is not an easy proposition to secure the reversal of a bankruptcy court ruling on an objection to proof of claim and it is rare to secure a reversal of a relief from stay ruling in the same case.”

O. Max Gardner IIIwww.maxgardnerlaw.comNationally Recognized Consumer Bankruptcy Attorney

Put an end to your financial stress

Most Arizona bankruptcy filings are caused by things beyond your control. The things that we cannot plan for such as medical problems, job loss, divorce and separations cause the financial problems that lead to filing bankruptcy. Many times a bankruptcy is caused by a combination of these impossible to plan for events.

You probably feel overwhelmed by debt…stressed by collection calls…feel out of control and at a loss over what to do. The Arizona Bankruptcy Court and the bankruptcy laws are designed to relieve the stress of financial problems and protect honest people from bill collectors when they cannot realistically pay.

Arizona Bankruptcy Options

The bankruptcy laws allow most consumers and small business owners to file bankruptcy under Chapter 7 and Chapter 13 of the bankruptcy code. Most people don’t understand what filing bankruptcy is.  I have designed the articles on this site to dispel many of the most common myths and misinformation about our laws and what happens when an Arizona Chapter 7 or Chapter 13 is filed.

Too often people call me too late to get the best results in their bankruptcy case. Many times, often motivated by feelings of guilt and remorse, people will make a bad situation worse. Unrealistic attempts at solving debt problems through the use of uncaring consumer credit counseling services, high cost debt consolidation loans, debt settlement companies, second mortgages, and unrealistic repayment plans, make a bad situation worse.

My goal is to help give you the bankruptcy information you need to decide whether a Chapter 7 or Chapter 13 bankruptcy filing makes sense. Of course, when you can realistically pay your bills without undue hardship, filing a bankruptcy case will not make any sense. I promise you that I will not risk my professional reputation by recommending a bankruptcy filing when you have other realistic options.

Arizona Bankruptcy Information

Filing a Bankruptcy case is not a decision that comes easy. My clients tell me over and over that it’s one of the toughest decisions they have ever made. I will help give you the information you need to help you make a decision. Some of the questions that are answered here are:

  • The facts you must know before filing Chapter 7 or Chapter 13;

    Natasa Markovic of Gilbert, Arizona said:“Very helpful and prompt, wonderful to work with – answered any and all questions! By far the best legal services I have received!”

  • What is the difference between Chapter 7 and Chapter 13 bankruptcy;
  • How to file bankruptcy in Arizona;
  • What planning can be done before filing bankruptcy;
  • Is Consumer Credit Counseling Services a good option;
  • What are the options to filing bankruptcy;
  • What will my credit be like after filing bankruptcy;
  • How to choose the best Arizona Bankruptcy Attorney;
  • What will happen when I file bankruptcy, and many more.

Hopefully you will find the information you need to help you make a decision on whether or not to explore your options under the Arizona bankruptcy law.

Arizona Bankruptcy Attorney — Free Appointment

We are happy to meet with you, without any cost or obligation. Most people have never had to hire a bankruptcy lawyer. You probably don’t know what to expect or even what is normal when meeting a bankruptcy attorney. For a better idea of what to expect when you meet with me, please review my article on “How to Choose the Best Arizona Bankruptcy Attorney.” You may not be sure what to do yet. If you are not sure whether or not to call for an appointment, complete our free online form for a Free Arizona Bankruptcy Case Review. We are happy to help in any way we can, in person, on the telephone, or online. We know that finding an Arizona Bankruptcy Lawyer is easy. Finding the right one to help you decide whether filing bankruptcy in Arizona is right for you can be a challenge.

You can meet with Mesa Bankruptcy Lawyer Joe Volin for free. During your free bankruptcy consultation you can ask anything you want about bankruptcy, learn how the bankruptcy laws apply to your situation, and how Chapter 7 and Chapter 13 bankruptcy will deal with your situation. You will also learn how to re-establish your credit after a bankruptcy. We view this as an educational meeting–not a sales pitch.

Our Mesa bankruptcy law firm is located at the intersection of US 60 and Alma School Road. We are just off the 60 Freeway and easy to find from anywhere in the Phoenix area. You can schedule your free bankruptcy appointment in Mesa by calling us at 480-820-0800, or request a meeting by sending an email to