Are You Ready To End Your Bill Problems?

Are you swamped with debts that you can’t pay? Are the collection calls for credit card debt, mortgages, or medical bills interfering with your life?

You’re not alone.  In fact, tens of thousands of people in the Phoenix area – from Mesa to Chandler, from Tempe to Scottsdale and all points in between – are being crushed by debts they can’t pay.

You don’t have to blame yourself for problems that are outside your control.  Our legal system, the U.S. Constitution, and the bankruptcy laws allow you to protect yourself and your family.

The legal representation provided to the Veals in this case by Joe Volin and Trucly Pham demonstrated a high level of knowledge in the complex law of mortgage securitization as well as a solid understanding of the rules of evidence and standing in federal court proceedings.  It is not an easy proposition to secure the reversal of a bankruptcy court ruling on an objection to proof of claim and it is rare to secure a reversal of a relief from stay ruling in the same case.”

O. Max Gardner III
www.maxgardnerlaw.com
Nationally Recognized Consumer Bankruptcy Attorney

Most bankruptcy filing are caused by things beyond your control. The things that we cannot plan for such as medical problems, job loss, divorce and separations cause the financial problems that lead to filing bankruptcy. Many times a bankruptcy is caused by a combination of these impossible to plan for events. You probably feel overwhelmed by debt…stressed by collection calls…feel out of control and at a loss over what to do. The Bankruptcy Court and the bankruptcy laws are designed to relieve the stress of financial problems and protect honest people from bill collectors when they cannot realistically pay.

Joe Volin, Mesa Arizona Debt Relief Attorney

My name is Joe Volin and I have been helping people to an end to their financial troubles in the Phoenix Bankruptcy Court since 1986. I help people eliminate the stress of money problems.  The tools I use are called Chapter 7 and Chapter 13.Most people don’t understand what filing bankruptcy is.  I have designed the articles on this site to dispel many of the most common myths and misinformation about our laws and what happens when a Chapter 7 or Chapter 13 is filed.Too often people call me too late to get the best results. Many times, often motivated by feelings of guilt and remorse, people will make a bad situation worse. Unrealistic attempts at solving debt problems through the use of uncaring consumer credit counseling services, high cost debt consolidation loans, debt settlement companies, second mortgages, and unrealistic repayment plans, make a bad situation worse.My goal is to help provide you with the bankruptcy information you need to decide whether a Chapter 7 or Chapter 13 filing makes sense. Of course, when you can realistically pay your bills without undue hardship, filing a Bankruptcy case will not make any sense. I promise you that I will not risk my professional reputation by recommending a bankruptcy filing when you have other realistic options.

Arizona Bankruptcy Information

Filing a Bankruptcy case is not a decision that comes easy. My clients tell me over and over again that it’s one of the toughest decisions they have ever made. I will help provide you with the information you need to help you make a decision. Some of the questions that are answered here are:

  • The facts you must know before filing Chapter 7 or Chapter 13;
  • Is Consumer Credit Counseling Services a good option;
  • What will my credit be like after filing;
  • How to choose the best Bankruptcy Attorney;
  • What will happen when I file, and many more.

Hopefully you will find the information you need to help you make a decision on whether or not to explore your options under the Arizona bankruptcy law.

No Cost or Obligation for First Office Meeting

Natasa Markovic of Gilbert, Arizona said:“Very helpful and prompt, wonderful to work with – answered any and all questions! By far the best legal services I have received!”
We are happy to meet with you, without any cost or obligation. Most people have never had to hire a lawyer. You probably don’t know what to expect or even what is normal when meeting an attorney. For a better idea of what to expect when you meet with me, please review my article on “How to Choose the Best Bankruptcy Attorney.” You may not be sure what to do yet.  If you are not sure whether or not to call for an appointment, complete our free online form for a Free Arizona Bankruptcy Case Review.  We are happy to help in any way we can, in person, on the telephone, or online.

My office is located in Mesa at the intersection of US 60 and Alma School Road.  We are just off the 60 Freeway and easy to find from anywhere in the Phoenix area.  You can schedule your free appointment by calling us at 480-478-0323, or request a meeting by sending an email to joe@volinlaw.com.